@font-face{font-family:LocalSans;src:local('Arial')}@font-face{font-family:LocalSerif;src:local('Georgia')}
:root{--black:#080706;--brown:#211712;--brown2:#2c2019;--cream:#f3eee6;--paper:#e9e0d4;--white:#fffaf3;--gold:#b9854f;--gold2:#d8b181;--muted:#b6aa9d;--ink:#17120f;--line:rgba(255,255,255,.12);--max:1180px;--sans:LocalSans,Arial,sans-serif;--serif:LocalSerif,Georgia,serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--black);color:var(--white);font-family:var(--sans);line-height:1.55}a{color:inherit;text-decoration:none}button{font:inherit}.container{width:min(calc(100% - 48px),var(--max));margin:auto}.nav{position:sticky;top:0;z-index:50;background:rgba(8,7,6,.88);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}.nav-inner{height:76px;display:flex;align-items:center;gap:28px}.logo{display:inline-flex;align-items:center;gap:10px;font-size:13px;letter-spacing:.16em;font-weight:700}.logo-mark{width:30px;height:30px;display:grid;place-items:center;border:1px solid var(--gold);color:var(--gold2);transform:skew(-8deg);font-size:14px}.nav-links{display:flex;gap:28px;margin-left:auto}.nav-links a{font-size:13px;color:#c8bfb5}.nav-links a:hover{color:var(--white)}.nav-cta{border:1px solid rgba(216,177,129,.55);padding:11px 18px;border-radius:999px;font-size:12px}.nav-toggle{display:none;background:none;border:0;color:white}.nav-mobile{display:none}
.hero{min-height:720px;position:relative;overflow:hidden;background:radial-gradient(circle at 75% 35%,rgba(185,133,79,.13),transparent 28%),linear-gradient(120deg,#080706,#0c0908 55%,#17100c)}.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(115deg,transparent 0 60%,rgba(216,177,129,.06) 60.2%,transparent 60.5%),radial-gradient(circle at 82% 24%,rgba(255,244,225,.2) 0 2px,transparent 3px);pointer-events:none}.hero-grid{min-height:590px;display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:50px}.kicker{margin:0 0 14px;text-transform:uppercase;letter-spacing:.2em;color:var(--gold2);font-size:10px;font-weight:700}.hero-title{font:600 clamp(48px,6vw,82px)/.96 var(--serif);letter-spacing:-.045em;margin:0;max-width:650px}.hero-title span{color:#cfc0af}.hero-copy{color:#b9aea3;max-width:560px;font-size:16px;margin:24px 0 28px}.actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:13px 20px;font-size:12px;font-weight:700;border:1px solid transparent}.primary{background:var(--cream);color:#15100c}.ghost{border-color:var(--line);color:#eee5db}.goldbtn{background:var(--gold);color:#100b08}.darkbtn{background:var(--brown);color:var(--cream);border:1px solid rgba(255,255,255,.12)}.hero-meta{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:54px}.hero-meta div{border-top:1px solid var(--line);padding-top:13px}.hero-meta strong{display:block;font-size:11px}.hero-meta small{display:block;color:#8e8378;font-size:10px;margin-top:3px}.card-stage{height:420px;position:relative;display:grid;place-items:center}.orbit{position:absolute;width:420px;height:420px;border:1px solid rgba(216,177,129,.1);border-radius:50%;transform:rotate(-20deg)}.shadow{position:absolute;width:390px;height:80px;background:rgba(0,0,0,.75);filter:blur(35px);bottom:52px}.credit-card{width:min(430px,90%);aspect-ratio:1.58;background:linear-gradient(135deg,#26211d,#0d0c0b 62%,#33291f);border:1px solid rgba(255,255,255,.2);border-radius:22px;padding:28px;position:relative;box-shadow:0 40px 80px rgba(0,0,0,.55);transform:rotate(-8deg);transition:transform .5s}.card-stage:hover .credit-card{transform:rotate(-4deg) translateY(-7px)}.card-row,.card-bottom{display:flex;align-items:center;justify-content:space-between}.card-brand{font-size:11px;letter-spacing:.15em}.card-mark{color:var(--gold2);margin-right:6px}.chip{width:43px;height:31px;border-radius:6px;background:linear-gradient(135deg,#c5a47d,#e6d0b0);margin:56px 0 20px}.card-number{font-size:18px;letter-spacing:.14em}.card-bottom{position:absolute;left:28px;right:28px;bottom:25px}.field .label{display:block;font-size:7px;text-transform:uppercase;color:#8d8278;letter-spacing:.1em}.field .value{font-size:9px;letter-spacing:.12em}.network{display:flex}.circle{width:24px;height:24px;border-radius:50%;background:#bd9770;display:block}.c2{margin-left:-8px;background:#777067;opacity:.8}.features{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.feature{padding:25px 28px;border-right:1px solid var(--line)}.feature:last-child{border-right:0}.feature b{display:block;color:var(--gold);font-size:9px;margin-bottom:10px}.feature strong{display:block;font-size:13px}.feature span{display:block;color:#8f847a;font-size:11px;margin-top:6px}
.paper{background:var(--cream);color:var(--ink);padding:110px 0}.paper-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.paper h2,.section-title{font:600 clamp(38px,4.5vw,60px)/1.03 var(--serif);letter-spacing:-.035em;margin:0}.paper p:not(.kicker),.intro{color:#6c6259;max-width:580px}.paper-img{min-height:360px;background:linear-gradient(145deg,#34261d,#0c0907);border-radius:24px;position:relative;overflow:hidden;box-shadow:0 25px 60px rgba(30,20,10,.18)}.paper-img:after{content:"";position:absolute;width:260px;height:260px;border:1px solid rgba(216,177,129,.28);border-radius:50%;right:-50px;top:-40px}.paper-stat{position:absolute;left:30px;bottom:30px;color:#f6eee4;border-left:2px solid var(--gold);padding-left:15px}.paper-stat strong{font:600 48px var(--serif);display:block;color:var(--gold2)}.paper-stat span{font-size:12px;color:#c5b9ad}
.explore{padding:105px 0;background:#0b0908}.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:35px}.section-title{color:var(--white)}.accordion{border:1px solid var(--line);border-radius:18px;overflow:hidden;background:#0e0d0c}.acc-item+.acc-item{border-top:1px solid var(--line)}.acc-btn{width:100%;border:0;background:#10100f;color:white;display:grid;grid-template-columns:42px 1fr 25px;gap:15px;text-align:left;align-items:center;padding:20px 22px;cursor:pointer}.acc-btn.active{background:#151311}.num{font-size:9px;color:var(--gold2)}.acc-title{display:block;font-size:13px;font-weight:700}.acc-sub{display:block;font-size:10px;color:#81786f;margin-top:3px}.chev{color:var(--gold2);font-size:18px}.acc-content{display:none}.acc-content.active{display:block}.acc-inner{padding:0 20px 22px}.tabs{display:flex;gap:7px;overflow:auto;padding:17px 0}.tab{border:1px solid var(--line);background:transparent;color:#a9a097;border-radius:999px;padding:9px 13px;font-size:10px;cursor:pointer;white-space:nowrap}.tab.active{background:var(--gold2);color:#17100c;border-color:var(--gold2)}.rates{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:12px;overflow:hidden}.rate{padding:22px 18px;border-right:1px solid var(--line);min-height:145px}.rate:last-child{border-right:0}.rate small{display:block;color:#837970;font-size:8px;text-transform:uppercase;letter-spacing:.14em}.rate strong{display:block;font:600 30px var(--serif);color:var(--gold2);margin:8px 0 2px}.rate h4{margin:0;font-size:11px}.rate p{font-size:9px;color:#7e756d;margin:5px 0 0}.support{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.support-card{border:1px solid var(--line);border-radius:12px;padding:22px;min-height:155px}.support-icon{color:var(--gold2);font-size:18px;margin-bottom:22px}.support-card strong{font-size:12px}.support-card p{font-size:9px;color:#7f776f}
.editorial{padding:105px 0;background:var(--cream);color:var(--ink)}.editorial .section-title{color:var(--ink)}.editorial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:35px}.editorial-card{min-height:320px;border-radius:18px;padding:28px;display:flex;flex-direction:column;justify-content:end;transition:transform .3s}.editorial-card:hover{transform:translateY(-5px)}.savecard{background:#d8c3a9}.borrowcard{background:#2b201a;color:#f5eee5}.investcard{background:#b3a08b;color:#17120f}.editorial-card h3{font:600 34px/1 var(--serif);margin:0 0 10px}.editorial-card p:not(.kicker){font-size:12px;max-width:310px;opacity:.78}.paper-band{padding:100px 0;background:var(--paper);color:var(--ink)}.band-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center}.paper-band .section-title{color:var(--ink)}.panel{background:#201712;color:#f5eee6;border-radius:20px;padding:28px}.panel h3{font:600 28px var(--serif);margin:0}.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:25px}.metric{border-top:1px solid var(--line);padding-top:14px}.metric strong{display:block;color:var(--gold2)}.metric span{display:block;color:#9e9287;font-size:9px;margin-top:4px}.footer{background:#070605;padding:65px 0 25px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:35px}.footer-brand p{max-width:330px;color:#827970;font-size:11px}.footer-col strong{display:block;font-size:11px;margin-bottom:15px;color:#d8b181}.footer-col a{display:block;color:#827970;font-size:10px;margin:9px 0}.footer-bottom{border-top:1px solid var(--line);margin-top:50px;padding-top:20px;display:flex;justify-content:space-between;color:#625a54;font-size:9px}
.page-hero{padding:110px 0 80px;background:radial-gradient(circle at 80% 20%,rgba(185,133,79,.15),transparent 35%),#0b0908}.page-hero h1{font:600 clamp(54px,7vw,90px)/.95 var(--serif);max-width:800px;margin:0}.page-hero .lead{max-width:620px;color:#aaa097;font-size:16px;margin:25px 0}.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;padding:90px 0}.product-card{background:#14100d;border:1px solid var(--line);border-radius:18px;padding:25px;min-height:230px}.product-card h3{font:600 27px var(--serif);margin:0 0 10px}.product-card .apy{font:600 34px var(--serif);color:var(--gold2)}.product-card p{color:#8e837a;font-size:11px}.page-paper{background:var(--cream);color:var(--ink);padding:95px 0}.page-paper h2{font:600 48px var(--serif);margin:0}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px}.step{border-top:2px solid #b9854f;padding-top:15px}.step b{font:600 30px var(--serif)}.step h3{margin:5px 0}.step p{color:#6f655c;font-size:11px}
@media(max-width:800px){.container{width:min(calc(100% - 28px),var(--max))}.nav-inner{height:64px}.nav-links,.nav-cta{display:none}.nav-toggle{display:flex;margin-left:auto;flex-direction:column;gap:5px}.nav-toggle span{width:25px;height:2px;background:#eee}.nav-mobile{padding:15px 14px 20px;background:#0b0908;border-top:1px solid var(--line)}.nav-mobile a{display:block;padding:12px 0;font-size:13px}.hero{min-height:auto}.hero-grid{grid-template-columns:1fr;gap:20px;padding-top:75px;padding-bottom:45px}.hero-title{font-size:52px}.hero-copy{font-size:14px}.hero-meta{margin-top:38px}.card-stage{height:300px}.credit-card{width:92%;padding:22px}.chip{margin-top:35px}.card-number{font-size:13px}.features{grid-template-columns:1fr}.feature{border-right:0;border-bottom:1px solid var(--line)}.paper{padding:70px 0}.paper-grid,.band-grid{grid-template-columns:1fr;gap:35px}.paper-img{min-height:280px}.section-head{display:block}.section-head>.btn{margin-top:18px}.explore{padding:75px 0}.rates{grid-template-columns:repeat(2,1fr)}.rate:nth-child(2){border-right:0}.rate:nth-child(1),.rate:nth-child(2){border-bottom:1px solid var(--line)}.support{grid-template-columns:repeat(2,1fr)}.editorial{padding:75px 0}.editorial-grid{grid-template-columns:1fr}.editorial-card{min-height:260px}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-bottom{display:block}.footer-bottom span{display:block;margin:6px 0}.page-hero{padding:75px 0 60px}.page-hero h1{font-size:56px}.product-grid{grid-template-columns:1fr;padding:65px 0}.steps{grid-template-columns:1fr}.page-paper{padding:70px 0}}
@media(max-width:480px){.hero-title{font-size:45px}.hero-meta{grid-template-columns:1fr}.hero-meta div{padding:12px 0}.rates,.support{grid-template-columns:1fr}.rate{border-right:0!important;border-bottom:1px solid var(--line)}.rate:last-child{border-bottom:0}.support-card{min-height:135px}.footer-grid{grid-template-columns:1fr}.footer-brand{grid-column:auto}.metrics{grid-template-columns:1fr}}